Hi there, I was wondering if there is any way at all to obtain a mortgage loan with bad credit, my home is sold and I am looking at a condo, I have half of the money for the condo but will need another half through a mortgage loan. Is there any way possible to [...]

I am currently paying back some store cards and credit cards with which I got into a bit of a mess a couple of years ago! However me and my partner have been thinking of purchasing a house. I am worried that I won’t get a mortgage due to my bad credit history! Are there [...]

strong opinion! ex cleaned out my acct of 25k without my knowledge, my credit cards-he was authorized user, i walked away with debt incurred by other, loans to repay, etc. i was not financially careful. i pay $1400. in rent now. why not purchase? #1 – Bad credit is not due to divorce. It is [...]

i have bad credit and have had a ccj within the last 12months will i ever be accepted for a mortgage? The way reputable mortgage companies are handling loans right now, I would doubt it. If your credit score is at least 700, then perhaps you could get a mortgage from a lender online. However, [...]

I have outstanding loans that I would like to consolidate into my mortgage. Does anyone have any recommendations? Talk to the financial institution that holds your mortgage first. As a mortgage lender for a major bank I can tell you this is one of the most common requests we receive. A number of Canadian banks [...]

I have a (very) bad credit rating; tried to repair it, gained few points by paying off defaulted accounts, but still bad. Want to buy a car and get a mortgage: Does a big deposit convince the provider or sales people to give you a mortgage or to sell you a car by instalments? No [...]

I want to know if I will be able to get a mortgage from anywhere even though I have very bad credit from the past. I have $40 K for a down payment and the houses I am looking at are around $120k. I do have a full time job grossing $700 a week so [...]

i have bad credit and have had a ccj within the last 12months will i ever be accepted for a mortgage? The way reputable mortgage companies are handling loans right now, I would doubt it. If your credit score is at least 700, then perhaps you could get a mortgage from a lender online. However, [...]

I have a very bad credit rating but a very good income. I’m working on improving my credit rating (takes time), but need to take a mortgage now, as I have big family and my rent is around £1200, which is a waste of money. Preliminary I did qualify for a sub-prime mortgage (around 8%), [...]

i need a mortgage and have little money down. monthly income is around $5500 and really no other bills. however, i have a bankruptcy that is just over a year old. my credit scores are 630, 624 and 600….does anyone have any suggestons where i could find a mortgage company that will finance me with [...]