I need a lender who can do a 80% first mortgage, and have the seller carryback the 20% second. I am in washington state. Please advise. I have alot of clients that needs this type of financing. Thanks Plenty of lenders will still allow it. ING for one if you don’t mind your clients being [...]

I have a good rate with my first mortage at 4.25 fixed for 15 years. I also have a heloc that is adjustible and is at about 8.5 percent right. I would like to refinance the heloc without loosing the rates on the 1st. Is there such a thing? yep….it’s called a 2nd mortgage addthis_url [...]

it is listed on the 2nd and 3rd mortgages. Is there anyway for my name to be taken off of the 2nd and 3rd mortgages? And if so, can I then file bankruptcy without my husband? Most of our debt that is unsecured is in my name. My husband has the first mortgage and 2 [...]

I am a first time home buyer and just locked my interest rate. I am paying 20% down and my current credit score is 780. I wonder how much and which way it is going to change after my closing. Is it going to go down significantly? I have no other debts such as credit [...]

Hi, this is my first ever question… I am in the UK and don’t know where to start looking for a mortgage. Is it possible to get a guarantor mortgage (my parents will act as guarantors) that is also partially offset? I can pay a deposit of up to 25k and want to buy a [...]

We are about to apply for our first mortgage. Which do lenders like better – extra capital or no debts? We have enough in our savings to pay off a car loan and credit card loans. We will still have enough for a 20% down payment. Should we wipe out those debts? or keep them [...]

With the average mortgage rates dropping, I am wondering if there is a minimum amount of time you have to pay on your mortgage before you can refinance? 1 year? You can refinance now. There is no set time you have to wait unless you have a pre-payment penalty on your existing loan. Refinancing your [...]

Do the 2 companies duke it out? Or does the former homeowner have to strike a deal with the company that held the second mortgage? The second will follow you out. The first does not "duke it out", you simply have to continue paying the second. addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Ffirst-mortgage%2Fif-your-first-mortgage-takes-a-deed-in-lieu-what-happens-to-the-second-mortgage’; addthis_title = ‘If+your+first+mortgage+takes+a+deed+in+lieu%2C+what+happens+to+the+second+mortgage%3F’; addthis_pub = ”;

There are two properties I am interested in. One was built in 1966 & the other in 1974. Is there a company out there that does first mortgages on older manf. homes? I have a down payment well over 20%. Please help call greentree fiance, also countrywide does mobile home loans expect to pay a [...]

What was the variable first mortgage housing rate in june 1987 In June, 1987, the 11th District Cost of Funds Index was 7.274 percent. Today, the 11th District Cost of Funds Index is 2.003. The typical spread on a loan is 2.750 percent. So, in June, 1987, the variable rates on mortgages were about 10.5% [...]