I wanted to buy a new house but the bank won’t give me the loan to buy it. Hard money mortgage loans are going to be to hard to pay off and I’m just going to get deeper into debt. I’ve never been late on repaying loans and I have a good credit, but I [...]
Category Archives: get a mortgage
How can I find out if my town qualifies as a "high-cost" area for "conforming jumbo" interest rates?
Posted by admin on June 28, 2010
3 comments
I want to refinance a house but it’s not worth it unless I can get a "conforming jumbo" mortgage instead of a "jumbo". Where can I find out if my area qualifies? Is there a published set of maps, or zip code information? This seems like such an obvious question, yet several searches have turned [...]
I need help to write a letter of explanation of negative credit for a mortgage application.?
Posted by admin on June 28, 2010
2 comments
We are applying for a mortgage and we need to explain negative items in my husbands credit report and have been told to make sure the reason "isn’t our fault". What are acceptable reasons that can’t be proved to be untrue? The real reason is that things just got away from us, but that’s not [...]
Should I Wait a Few More Months Before Buying A House?
Posted by admin on June 25, 2010
3 comments
Hi, First Time Home Buyer…lots of questions!!! -Found a fantastic Home for 312K -Current County Assessment is 293k-should I start here as an asking price -Own 30acres of land outright valued at around 120k-Does this help when getting a mortgage, can it be used as collateral when buying a house? -Have about 10-15k to put [...]
How can I get a mortgage if I have credit score under 400?
Posted by admin on June 25, 2010
6 comments
Most of the mortgage companys I have tryed will not give me a mortgage because I have a credit score under 400. They say they will not help anyone with out having a credit score over 500. I have a fourclouser on my credit and a really old credit card bill that I refuse to [...]
How do you start the mortgage journey?
Posted by admin on June 25, 2010
4 comments
I have €10,000 loan from college and a car. I have 3 yeasrs to pay it off. How do I begin the mortgage climb? What do I need to do to get a mortgage? How long do I need to be saving with a building society etc any advice greatly appraciated. Oh by the way [...]
Is there a program out there that can held get rid of an upside down mortgage on a mobilehome,?
Posted by admin on June 21, 2010
1 comment
No. You bought it, and you signed a contract. Sorry. addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fget-a-mortgage%2Fis-there-a-program-out-there-that-can-held-get-rid-of-an-upside-down-mortgage-on-a-mobilehome’; addthis_title = ‘Is+there+a+program+out+there+that+can+held+get+rid+of+an+upside+down+mortgage+on+a+mobilehome%2C%3F’; addthis_pub = ”;