I will be purchasing a house with my boyfriend pretty soon, and his brother will be helping us apply for the loan because he has better work history than I do. Plus, he’ll be living with us for the first few years. Should I, or can I also be on the home loan if my [...]

I have my home loan, home equity, checking and savings accounts at WaMu. I know my checking/savings in insured by the FDIC but I am concerned about my home. Is it safe? Your home loan would get bought up by another bank. For instance, Bank of America would buy it from WaMu. Often at a [...]

My boyfriend and I are applying for a home loan. The loan officer wants to use both of our credit and financial info for the application. I have both the better credit and longer employment history, but need my boyfriend’s additional income to qualify for the amount we need to purchase a home. Will his [...]

I am planning on buying a home for 63,000 dollars I have about 35,000 dollars saved up in my bank account is it wise to try to pay off the house as quickly as possible in order to save on interest? I live at home with my parents so I am buying the house as [...]

My husband will be taking a job in Atlanta soon, but I will be staying in Los Angeles for a few months until he gets situated. I will be staying with my parents, so I will not be paying rent. Would it be possible to obtain a home loan for a primary residence under this [...]

We’re a military family, and I believe eligible for a VA home loan. We have about 30K in credit card debt, but are hoping to pay it off before applying for the loan. Just wanted some info on what to expect. Got to get your VA certificate first, then apply like any other mortgage. I [...]

I’m just about to sign on my first home loan but want to know how close to good faith estimate will my loan be? I don’t want to pay much more than what I was quoted. The loan agent at the mortgage company (referred by builder) has told me that the good faith estimate is [...]

My ex-wife got our home in our divorce settlement. The home loan is in my name only. Can she write off the interest of the loan on her taxes? Or can I? what I believe is that you can write off your interest of loan on your taxes but she cant… but make it clear [...]

I have funds available to redraw from my home loan that I would like to invest in shares. Is the interest payable on the redrawn amount tax deductable (as would be the case if I were to take out a seperate loan to purchase the shares)? The property related to the loan is my Principle [...]

I am trying to find a home loan that I can get that is guaranteed for bad credit regardless of income, no money down payment and amount of home purchase is not limited.. We started into this home with a land contract. We put all of our money into it and now they are selling [...]