My wife and I are young college graduates, and with the falling housing market, home ownership is looking better and better. We live in NW Wisconsin, where a decent home will cost you $115,000 – My question is this; how does the cost of taxes play into this? The average home tax around here is [...]

Country wide lost my house payment this month. I sent the check to the southern california adress and they say it never arrived. Their customer service was very poor and they could care less that it was lost and said the post office is not their problem. Has anyone else had this problem with country [...]

I want to buy a plot and get the house constructed. I approaced some banks for this and they are ready to give me personal loans, but i am looking to get home loan as i would work our much cheaper and i can also avail the tax benefits. Please let me know if any [...]

Also what is the difference between a VA home loan and a traditional loan? To qualify for the VA home loan you have to have either 180 days of continuous active duty or have six years of Guard/Reserve status without being mobilized. Basically, what it does is enable you to get a loan with the [...]

we have not so good credit and want to refinance our home loan to consolidate our auto loans into our mortgage . is this a bad idea one reason why a large number of Americans are in debt is because they don’t check their credit report&score monthly. you can prevent this very common problem by [...]

I am at Square One in the whole home-buying arena so I have no knowledge. I am stationed overseas with 15 months left before I go back to the states. I want to buy a 2 bed-room in Austin Texas (average home $190,000). I am active duty Army and can use the VA home loan. [...]

I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont know [...]

In the early 1900′s what financial instutions funded home loans and what were the terms available? I don’t know, but I do know that when the great depression hit in the 1930′s the most common type of home loan was a balloon note. You had to get a whole new loan every five years or [...]

My husband and I are about to close on our first home. My loan officer keeps coming back to me with what seems like unnecessary document requests. The latest 1 is a wellness letter from my husband’s commander (he’s active duty Army). Does anyone know what this is and what it includes? I appreciate all [...]

I HAVE A LOW 500′S CREDIT SCORE, WE HAVE BEEN A STRUGGLING FAMILY FOR YEARS NOW, WE HAVE 7 KIDS AT HOME, 4 ARE FROM PREVIOUS MARRIAGES.WE ARE IN THE NEED OF OWNING OUR OWN HOME, IVE RECENTLY GOT A PROMOTION AT WORK THAT ALMOST DOUBLED MY INCOME.BETWEEN THE BOTH OF US WORKING WE MAKE [...]