Can you qualify for more money if you use a VA or FHA loan instead of a conventional loan? Will this usually come at a higher interest rate? I have tried the home affordability calculators but they do not take into consideration different kinds of loans. my question is will I be approved for a [...]

She wants me to begin paying it back but I noticed the thing is actually 3 seperate loans and all have 8.02% interest. My school loans only have 2.6%. I tried the consolidation calculators on the website and it did not improve the interest rate only lowered the payment. Any ideas on how to get [...]

Basically what a finance company uses to determine the amount of money they will lend towards the purchase of a used car. I’m not looking for a trade-in, retail or private seller value – things i can obtain from Kelly Blue Book or Nada. I’m looking for a calculator that will give me the loan [...]

I’m looking at getting an auto loan for maybe around 5 grand. I have a 500 dollar down payment and incredibly poor credit, but a very good credited co-signer. What sort of interest rates would I expect to pay? The loan calculators I see put a set rate at either 6 or 10 percent, and [...]

I know there are alot of online calculators available, but I need to know how the interest works for car loans ? I am trying to calculate the interest myself without using an online calculator and my monthyly payments. This may look kind of crazy but it’s correct. Present Value = Cost [1-1/(1+rate)^time / rate] [...]

I have $25,000 in total credit card debt (3 cards). Interest rates are 4.99, 5.99 and 11.74. The card with the highest balance is also the highest interest rate. According to a debt calculator I used, I can pay them off in 42 months with my income. I have been offered a fixed rate personal [...]

I just paid off my auto loan, but it hasn’t hit my credit report yet. When I used one of those what if scenario calculators it said that my score would actually drop points because of it. Is that true? That seems a little backwards to me. Paying off a vehicle should make your credit [...]

Thanks for your help. I can’t find any online calculators to help me with this: $ 7048.75 balance as of today 26 Payments remaining $ 295.00 monthly payment Loan maturity date is 08/22/2010 8.44% Simple Interest No penalty for early payoff take 295.00 x 26 and subtract 7048.75 from that number – the difference is [...]

I was using your online calculators to see how long it would take to pay off my car and I’t gave me two different answers one for credit card and the other for loan. What is the difference? Paying off your credit card is different than your loan because the interest on the credit card [...]

I have done those "mortgage calculators" , most of them say I can afford between 140,000 and 165,000…however the house Im looking at is 180,000. I was just wondering if it could be possible since it is a guaranteed loan to be approved for more….thanks! If you are approved through an automated underwriting system on [...]