Let’s say the unsubsidized loan I get is at 7%, does this mean that every month 7% of my principal gets charged on top of it (which of course, would be a HUGE total I would have to pay back)? Also, if I’m approved for "Prime rate +4%," what does that mean? The 7% is [...]

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Does that mean that a student loan I have at 4.75% will change to a different interest rate, starting tomorrow? I also have loans that are 5.75%… I’ve started the application for cosolidation on-line and it states my interest rate would be 5.5% is that really better? What will the instrest be? If my rate [...]

FHA refinance loans seem like my best option at the time for refinancing my home loan. Can anyone provide me with some information pertaining to the current fha rates? 4.875%-5.00% (on a 30 year mortgage) is about the lowest going rate right now. Alot is factored into that rate but that’s what you’re looking at [...]

Specifically, the best place to find a ranking of banks with their rates and terms that I can compare. I used to use bankrate.com, but their list has dwindled to only a few banks, with very strict terms or high interest rates. Are there any other reputable ranking type of websites which would allow me [...]