Me and my fiance are going to be first time home buyers. We are in our late 20s and have well above average income, my credit is good, hers is fair, and we will have at least a 10% downpayment. How much will lack of credit history hurt us? If you are borderline it can [...]

Does a mortgage company have to help you if you have fallen behind in your mortgage payments. According to the Making homes affordable for FHA loans they do, but the bank won’t help us, is there something we need to ask for specifically. Do you meet the criteria for a modification? Usual problem is even [...]

I am on a title to a property but not the loan itself. I am in no relation to the person on the mortgage loan. They are about to go into default and possible foreclosure. What will happen to me since on the title? Will I have an option to buy out? Thanks! Nothing will [...]

On £30K and with a £12K deposit, how much morgage can I get as an estimate. Wondering if anyone knows of any good deals or has been in similar situation? Cheers It depends on what you want to buy but probably about £90K max addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmorgage%2Fhow-much-morgage-can-i-get-estimate’; addthis_title = ‘How+much+morgage+can+I+get%2C+estimate%3F’; addthis_pub = ”;

My boyfriend and i are looking to buy next year and have been told we arent able to get a morgage as i will have less then 1 year left on my visa, even though its an ansestral visa and ill be applying for my british passport in the future. You are a higher risk [...]

I am about to go to contract on building a new home. I am not really sure what type of loan is best for me. I have the 20% to put down on the property but not sure if thats the right thing to do. Part of me says put the 20% down to get [...]

I am looking to borrow from a family member in Michigan to buy a home in Utah. We are planning to have an attorney write up a formal mortgage. Can this be done like this, from Michigan to Utah? To clarify, I want to borrow money from a family member, they will hold a morgage… [...]

im looking for a bank to get a home morgage, how do I go about finding out wich one will be better? Do different banks have different rates? I do not know where to start? Would I shop around?Any answers would be greatly appreciated!!!! thank-you Any other home buying advise too all banks will have [...]

I am having problems with Citifinancial putting all of my morgage payment towards the intrest.How is this legal?I have a set intrest rate and Im never late on a payment.Im just wondering if anyone else is having this problem or if there is anything I can do about it.Everytime I call they hang up on [...]

My husband has a little better credit score than I do. Can he apply for the morgage without my name on it. My income is not a factor. Thanks Yes, your husband can apply for a mortgage in only his name, if he qualifies without your income. He will own the house in his own [...]