How my topic relates to everyday life. please write a good detailed paragraph. Your cell phone, your vehicle, and the price that comes with sleeping in your own bed all depends on what your financial status is in terms of loans and monthly payments. In order to keep these ‘luxuries’ in life, you need to [...]

I’ve noticed in some APR calculators specifically for fixed rate products that when a higher APR is chosen such that the mortgage company pays you points to take that higher rate, the quoted APR may be lower than the actual rate? Is that correct or is there an issue with the APR calculation? APR would [...]

I am working with a lender to qualify for a mortgage on an owner-occupied duplex. I am told that 75% of rental income will be counted towards my personal income, of which 40% will be counted for my monthly payment. Is this the standard, or is my mortgage lender mistaken? By my calculation, they are [...]

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Trying to get an idea on what will the interest be on a loan for $100,000 with fair credit for a 30 year fixed mortgage. I calculated that if I pay $350 monthly after 30 years I pay $126,000 how much interest is that…this isn’t including insurance and property taxes… Thanks for all answers…don’t want [...]

If I borrowed $520,000 and planned to pay it off over 29 years at 5.91% interest, my repayments would be $721.54 per week and I would pay about $568,000 in interest. If I wanted to pay an extra $150 per week for the first 5 years of the loan how much interest and time would [...]

origianal laon amount 100,000, 20 year term, 5.75% int rate. current balance 74,500, about 6 years into term. currently and for some time have been adding $1,100 additional principal to monthly payments. rought math has the note paid off in four years, can some one provide me more accurate amortization and pay off using the [...]

My credit union tells me, to calculate daily interest, they consider a year as 360 days. This means, where my interest is 5.375, my APR is 5.478%. Is this standard practice in the industry? It does not matter how they do their stupid calculations. APR is the true interest rate calculated in the mathematically correct [...]

can anyone tell me what my monthly mortgage payment would be on an 84,000 home with a 30 yr loan at 7 % with 5-6,000 down? please help.. we are looking at a nice house, and my husband wants to get a good idea of what our monthly payment would be without going to one [...]

There are several sites on the Internet that let you input your mortgage value, interest rate and number of years, then tell you what your monthly payment will be. Like these: http://www.moneychimp.com/articles/finworks/fmmortgage.htm http://news.bbc.co.uk/1/hi/business/7042204.stm However I’m trying to do the calculation the opposite way round- I want to input my monthly payment, interest rate and number [...]