just looking at mortgage calculators. What kind of interest rate might a student with good credit and a self employed IT consultant get? range 6-6.45% Also, check with a good loan officer – sometimes you can get the rate down a bit more with 10-20% down. I got a rate locked in at 6.125% last [...]

I have seen mortgage calculators saying big loans are for small payments. How? I would like to know about 30 year fixed loans for homes between $100,000 and $300,000. How much is your loan and what is your monthly payment? Including insurance, taxes and pmi (if applicable)? Please say what city and state you are [...]

Most mortgage calculators omit escrow, so your actual mortgage ends up considerably more than what the calculator says it will be. So I am looking for a mortgage calculator that lets me plug in a monthly mortgage payment inclusive of estimated escrow and shows me, based on estimated tax and insurance amounts, the price range [...]

We’re closing on a refi, and our broker will submit preapproval request (we want to buy elsewhere) after that is all done in a week and a half. He is totally confident we will have no problems, but of couse he cant’ promise anything. There is a house we want to put a offer on [...]

All the mortgage calculators I have found only work out repayments. I know how much I want to pay each month. I want to know the shortest period I can pay it back over. It depends on the type of mortgage you have many standard repayment mortgages have a limit on how much you can [...]

I am so ready to move out of my rental, and according to most of the online mortgage calculators I would qualify for a loan. How much difference does your credit score make? I have been making all payments on time for over 6 months and there are a few black marks set to come [...]

i got a quote of 7.75 interest rate on a 30 yr.conforming fixed home loan(for $45,000)and he told me it would be like 390 a month, not including tax and insurance. when i go to a mortgage calculator on the internet and type in 7.75%, 45,000 loan, and $0 down payment it says around $250 [...]

My monthly income is 5500 before taxes. I have no debt (i even own my car) and I have 20k to put down and it is telling me that I can only get a loan on 200k house????? I know a friend of mind who makes less than I do who got a loan for [...]

I’m trying to figure out how much house I can afford. I’ve been putting numbers into mortgage calculators and was curious what exactly counts into "total monthly debt." Is it just credit cards and loans or is it also obligations such as cell phone, tv, utilities, etc.? Don’t use a mortgage calculator and don’t listen [...]

So, basically I need to add about $175/mo to every number that they give me, right?? (I know the number varies. This is the number that a USAA rep gave me for a $115,000 home in Davidson Co Tn.) …. I was getting my hopes up with those calculators, but I don’t think they’re accurate [...]