our 1st mtg forelcosed and new owners bought oct 07, we have not heard anything form anyone and now 2 years later I received a letter from a collection agency representing my second mtg, which by the way is a new lender form when we first bought the house it now it merrill lynch mtg. [...]

My husband and myself bought a home in October of 2008, and unfortunately did not consult a lawyer to make sure if everything in our closing paperwork was correct. Is it against the law that our mortgage company is charging us for mortgage insurance even though we put well over 20% down on the home? [...]

My husband’s background is in computer/hardware/network installaions, support, and maintenance etc. and instead of pursuing his Master’s degree in an area like that, or better yet, getting CISSP certified — he got a job as a mortgage banker for a large lender. I have my Master’s in accounting and I work in financial and IT [...]

I do intend to file this case by myself, so that means without a lawyer. so I need all the info that I can get without consulting a lawyer. Sure, you are able to get mortgage arrears discharged so long as you surrender the house. Don’t want to surrender (give back to the lender) the [...]

My husband and I are planning to purchase a home. And with the rates dropping, should we consult with several advisers? If so, how many? Yes you should consult with several, but I don’t recommend more than 3 vendors. More than that and you will just have a hard time keeping track everyone is saying. [...]

I have just received a pay cut in my pay check and I don’t think I am going to be able to afford my mortgage along with the other bills that we all have. Power, satellite, food, and etc……….. Is consulting with my mortgage company (B.O.A.) worth it, or will they just say you are [...]