I need to file a lien with the county so that I can deduct interest yearly off my taxes. Can I do this relatively cheap without hiring someone for the documents? With the amount of money involved here, you would be well advised to pay a little to save yourselves in the long run. A [...]

I have an agreement with the owner of my home to take over full payments until I could get a mortgage for the home. At the time of the agreement I was still in college and didn’t qualify (tip income) financially. Per our agreement, I have built about 7,000 in equity over the last four [...]

The seller is basically loaning you the money for the down payment, example: Home sells for $100,000, the bank will give you a 75% LTV (Loan To Value) or a $75,000 loan. So the seller takes a 2nd trust deed of $25,000 from you the buyer and he has essential loaned you the down payment. [...]

Okay so I am a finance major and i have to write an informative speech. The topic that I chose is about the subprime mortgage crisis, and I just want to make sure if that topic relates to my major. So please let me know thanks The mortgage crisis is definitely a JUICY finance topic! [...]

I’m looking to buy a condo but the maintainence fees are somewhat high. I’d like to find a way to stretch my money, even if it means adding time to my mortgage. maintence fees are high!!! but then look into the fine print.. sometimes they pay your hyrdro, or have a gym, or provide a [...]

Anytime you add a good paid as agreed line of credit to your bureau, your score goes up. It will take time but if you make your payments on time and the lender reports to the credit bureaus (some don’t) you will see a raise in your score. addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmortgage-finance%2Fcan-your-credit-score-increase-with-a-mortgage-re-finance’; addthis_title = ‘Can+your+credit+score+increase+with+a+mortgage+re-finance%3F’; addthis_pub [...]

I’m buying a $96,000 house according to tax records for $69,000, but want to get $96,000 because it needs repairs. It shouldn’t really matter to the mortgage company how much I paid for it, because in the (extremely unlikely) event that my house was repossessed, they’d have a $96,000 house to sell. Especially since I’m [...]

recently I was approved for a loan of 180k on a 189k house. If I live in it for over a year and sell it, do I have to pay off the entire 30 year finance charge of 280k? or am I typically only responsible for the years ecrued interest plus any prepayment penalty and [...]

I keep looking but I can only find sites or companies who seem like they might be a scam. Be careful of scams. You need to stay away from anything online since the scams are rampid. You don’t want to give any of these sites your personal information. You could easily have your id stolen [...]

Most people keep telling me I have to wait 2 years before I can get approved for a mortgage loan. Does anyone know a lender that will do it before the 2 years is up? You have to really check the local telephone book, read many adds in the local newspapers and call many mortgage [...]