Any recommendations as which bank can give a good interest rate for 30 yr fixed. – with 25% down – with 790+ fico score All banks and mortgage bankers/lenders have the same loan products. Mortgage bankers and brokers do not charge any more than any local bank, but have many additional loan products to offer. [...]

Hi … Does anybody think that the BOE will be lowering interest rates any time soon? From what I know, the last rates did not affect mortgage rates, but does anybody think any cuts may be made that may affect mortgage rates any time? The BoE is only responsible for inflation. Not the economy! Inflation [...]

I like the post about your next breath. Federally regulated. Good Faith Estimate ( GFE). Unitl locked or funded it varies. Lock now !! 4.5% rate is about all there is. addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmortgage-interest-rate%2Fhow-long-is-a-mortgage-interest-rate-quote-good-in-the-state-of-texas-60-days-90-days’; addthis_title = ‘How+long+is+a+mortgage+interest+rate+quote+good+in+the+state+of+Texas%3F++60+days%2C+90+days%3F’; addthis_pub = ”;

Is this everchanging real estate and mortgage lending market, its hard to tell what will happen next month. I am looking to purchase a home in Chicago in approximately 3 months. My credit score is 760. What type of interest rate will I get on a 5/1 interest only arm? You have an excellent credit [...]

Probably no mortgage at all. You’ll need to get your score up to 620 to be eligible for a FHA and conventional mortgages will be even tougher to come by. Also, once you do manage to get up to 620, the rates available to you will be substancially higher than that available to good credit [...]

My website has current rates updated daily. Scroll to the bottom of the page. http://www.lenderhomepage.com/content/template62/blue/Inner.php?page=rates&acctid=100719 addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmortgage-interest-rate%2Fhow-can-i-moniter-the-home-mortgage-interest-rates-i-do-not-want-a-rate-quote’; addthis_title = ‘How+can+I+moniter+the+home+mortgage+interest+rates%3F+I+do+not+want+a+rate+quote.%3F’; addthis_pub = ”;

I run the calculation this way. One point equals 1% of the loan amount. How much does the lower interest rate lower your monthly payment? Divide the amount you paid by the monthly savings. It will take that many months to break even. Will you be in the home that long? and what could you [...]

One mortgage broker said I did not qualify for refinancing, but suggested that I go to B of A directly and try to get my rate reduced. Has anyone been successful at this? I also don’t want to extend my term if I do this… You can ask, but B of A is under no [...]

For new mortgages, very little. Mortgage interest rates have very little to do with the Fed Funds rate. Fed Fund rates are short term rates between banks. A mortgage is a long term loan and the mortgage company is looking at what it thinks rates will do long term. addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmortgage-interest-rate%2Fhow-low-will-the-mortgage-interest-rate-go-with-the-feds-recent-interest-rate-cut’; addthis_title = ‘How+low+will+the+mortgage+interest+rate+go+with+the+feds+recent+interest+rate+cut%3F’; [...]

There is no easy answer, and there is no correct answer. If you are single and own a house normally you can get away with claiming 2 with out a problem. If you claim 3 your refund might be around 100-200 or you might owe 100-200. It is very hard to say with out your [...]