The only negative items that I have on my credit are medical bills that my wife and child acummulated when we did not have health insurance. Thankfully we now have health insurance. I have indicated this to my mortgage lender and they are asking me to write a letter of explanation regarding this. Since I [...]

I am a first-time buyer and I want to find a good mortgage lender that will work for me, not against me I have spoken to 2 already, and they seem to have a large range in price for the same property…I dont want to get taken If you are not impressed with the first [...]

My fiance and I are first time home buyers who would like to permanently reside in Massachusetts. Seems like so many people are getting screwed with their mortgages these days and I’m scared as hell to start looking. Can anyone help that has done a lot of research recently and recommend a good mortgage lender? [...]

I am trying to change my mortgage from my 1st lender but there seems to be a query on how long I have my 1st mortgage because I bought from the council. I am not trying to sell judt move to a better lender Sure! We moved to Geico, owned and run by General Motors [...]

I live in the UK and have a Mortgage with Northern Rock. I am around 5 months in arrears and the house is becoming a huge burden. I need to get rid of this house quickly but nobody is buying for the amount I owe on the mortgage (which is less than the house is [...]

i havent received my 1098 from my mortgage lender, but i got a 1099…do i still get a 1098 or is the 1099 all i’m getting? Your supposed to get both of them, I would call the mortgage lender just to make sure and I would also contact my CPA or tax preparer for 100% [...]

When applying for a mortgage, how far back does a mortgage lender look? Do lenders weight issues from 6 years ago, the same as an issue from 1 year ago? they look at the last 12 months mortgage history only. bankruptcies and foreclosures they look back 4 years and most times and open judgement or [...]

My now ex-girlfriend let her house go into foreclosure, even though she is sitting on an 80,000 dollar bank account. Could the mortgage lender sue her and win the money she owed them on the home loan? Yes. The lender foreclosed. They sell the house, if the amount is less then what she owes, the [...]

If I have a mortgage on my house and my lender becomes insolvent, what happens? Do I still owe anybody money? Who owns the title to the house (in my case mortgage is 20% of purchase price)? Jon Of course you still owe someone money. The lender went bust because the lender owes someone else [...]

I am a victim of a predatory mortgage broker and a predatory mortgage lender. The mortgage broker claimed to be the lender. The lender presented himself to me as the Servicer of the loan, when the lender was in fact the lender and the servicer of the loan. I end up paying the broker 2times, [...]