Today, Federal Reserve slashes benchmark interest rate to between 0.25 and zero percent. What the heck does that mean? And how come no matter how many times the Fed slash the rate, it barely affects the 15-year and 30-year mortgage interest rates? Does it have something to do with the housing demand? Isn’t the housing [...]

"Imagine you want to arrange a mortgage on your first house purchase. You need $200,000.00 Find the best rates and terms available from three different type of lenders such as a mortgage broker a major bank and a banking company such as president choice. Describe the advantages and disadvantages of each and choose the best [...]

I know the mortgage rates fell this week, but what did they fall to? How long will this last? I am currently looking for a home, so it would be good info. to know. Thanks. 30yr fixed with 5% down…720+ credit scores fell down to 6%….now they are trending around 6.125% and 6.25% FHA mortgages [...]

Can an American obtain a mortgage loan from Japan where the mortgage rates are much lower? Only for property located in Japan and with a japanese co-signer. For usa mortgages I found interesting information & the best options here. http://all-mortgage-calculators.blogspot.com/2007/07/mortgage-loans.html Good luck! addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmortgage-rates%2Fcan-an-american-obtain-a-mortgage-loan-from-japan-where-the-mortgage-rates-are-much-lower’; addthis_title = ‘Can+an+American+obtain+a+mortgage+loan+from+Japan+where+the+mortgage+rates+are+much+lower%3F’; addthis_pub = ”;

I come out of a fixed deal in August 2008. What are my chances of the mortgage rates being a bit better by then? I live in the UK. Mortgage rates in the US seem to be near their historic lows. If you had a couple years it might make sense to let rates ride. [...]

I will be purchasing a house in one year. I believe long term mortgage rates are around their low. I am concerned about where those rates will be a year from now. Is there a way I can agree to borrow from a lender and lock in today’s mortgage rates? I hate to be blunt [...]

How does that correlation work? How do mortgage rates respond to the circumstances of Fannie and Freddie? There is a risk correlation. The more and bigger failures there are, the higher rates will go. The higher rates serve to help pay the off the bad debts from all the other bad loans. addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmortgage-rates%2Fwhy-would-the-failure-or-need-for-government-support-by-fannie-or-freddie-cause-mortgage-rates-to-rise’; [...]

I’ve been shopping for a low interest rate (30 year fixed). I have excellent credit but it doesn’t seem to help me much when I go into large local banks. It seems like they just run the basic numbers to make sure I qualify for a conforming loan. They then tell me their printed rate [...]

Is there an independent site (besides bankrate.com) that publishes daily mortgage rates? Ideally, I am looking for a datafeed I can integrated into a project. Probably not. Most sites, Including bankrate use rates offered by many lenders. And although they are all in the ball park, might differ a bit. I do this for a [...]

We are thinking about buying a house, and I just want to know if we have enough for a 10% down payment, decent income, and a great credit score ; can we expect to get below the average mortgage rates that are listed online? Thanks. We will be get pre-approval before we decide to go [...]