I want to refinance my 1st mortgage with the same lender, pay off 2nd mortgage from another lender, get cash out for to pay off other loans. Total amount to borrow is $330,000.00. How much should the lender charge to do this? z2008, Just like previously posted, if you are going to use the same [...]

Me and my wife have a low credit score and were are behind two payments on our mortgage, our balloon is about to pop and we need to refinance but we can not, and i mean NOT what so ever find help in refinancing at a lower rate….i am extremely afraid of losing my house. [...]

My fiance recently refinanced the house we have been living in for 3 years. He bought it right before we met. He got a great rate and we are saving a ton on the mortgage. We are getting married in a few months and we are hearing from other people that we may not be [...]

A couple of years ago, my spouse and I doubled the size of our home which we had owned "free and clear." To do so, we took out a 20 year home equity loan for $250,000 at a rate of 5.85%. Since we already owned the home and this was technically not a mortgage, there [...]

Mortgage refinancing is paying off your original loan and borrowing on a new (often larger) amount based upon the increased value of your home. A home equity loan is simply a second mortgage. addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmortgage-refinancing%2Fwhats-the-difference-between-mortgage-refinancing-a-home-equity-loan’; addthis_title = ‘what%26%238217%3Bs+the+difference+between+mortgage+refinancing+%26amp%3B+a+home+equity+loan%3F’; addthis_pub = ”;

I am in mid twenties and have a house that is fully paid up. The rental income is around 5%/annum. I read a few articles about stocks, and as we all know, this is the best time to invest in stocks. As the return is always higher for stock and they are cheap nowadays. Should [...]

When we bought the house 3 years ago there were two incomes coming in, now we just have one income and the savings are gone. I have good credit, but my cc’s are filling up – I do not want to hurt my credit, but am pretty close to getting in some trouble. What can [...]

I am considering refinancing, but I am not really too sure yet. Is there any way that I could call my current lender and just negotiate a lower interest rate with them? This way I could possibly avoid all of the closing costs, etc that are associated with refinancing. Has anyone had any luck with [...]

First off, my student loan is at 3.65 fixed for an amount of appros 12,000. My refinance rate for my mortgage is about 4.9% x 30yrs fixed. Would it be wise to take out an additional $12,000 at that rate to pay off a student loan that is at a lower fixed rate? Well, your [...]

Flagship Financial Group LLC wants to refinance our home. We have VA loan & Flagship wants it. Our home, like most people, has gone down in value from what we purchased it at. Flagship has no income or employment requirement & there will be no out of pocket costs to me. What’s the catch? What [...]