my loan guy says now they have to execute the form, but certain lenders are not required to? i understand you have to fill one out but certain lenders are in states where they dont have to actually check them. You will want to get a NIV (no income verification) loan that does not require [...]

I dont want any parts of anything to do with mortgages or financial services for that matter. I am down $20K in my portfilio since last year. I am looking to minimize my losses and hold on for better times if they ever come back. Things are not gonna turn around quickly in the MBS [...]

There are credit issues and the loan package has gone to underwriters. We’ve been dangling for nearly 3 weeks without a ‘yes’ or ‘no’ on our loan status. We’re considering taking our data and seeking another mortgage company to service our loan, but we don’t know if the long wait is normal or if we’re [...]

I am a Loan Officer who is basically on her own. I have a parent company that offers no marketing help. I do mostly subprime (bad credit, no money, previous foreclosure, bankruptcy. low to moderate income, no downpayment) what can I do to get myself out there with a minimum budget. Partner up with a [...]

Examples include: online banking, high interest savings & investments, purchase of loans/insurance, mortgage etc How could these services be improved? Extremely good. By sticking to well known / existing ‘brands’ and shredding all the paperwork they sent through the post, I’ve managed (so far) to avoid being taken for a ride .. Main improvement would [...]

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Good companies do not ask for up front fees, nor for you to sign your house over to them. They don’t make outrageous statements and promises that they can not do. One is that we guarantee you that we will modify your mortgage, we have a 100% approval rate. Good companies get paid by performing [...]

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