We’re about to take out a mortgage, and I’ve been reading about mortgage servicing fraud, where even though you send payment on time, they cash the check but don’t update your records, then they add late fees, take out hazard insurance, send it to collection, and the whole thing snowballs from there. So in preperation [...]

Hi Guys, I am wondering if someone can help me. I am a qualified mortgage advisor (with 2 CeMap Papers) and the qualifictaions to sell non regulated insurance products. I used to work for a large building society but took some time out. Now I am wanting to set up my own mortgage advisory service [...]

Hi, I am a landlord and real estate investor. I wanted to ask any mortgage expert: if I recevied employment insurance and then social services would it affect my chance of being approved for a mortgage in the future. say in 1 years from now when i have a job? social services pulled my credit [...]

I know my mortgage is serviced through Countrywide and the second through Wells Fargo. Could they still possibly be securitized by Freddie or Fannie? Call your mortgage company and ask them….they’ll tell you. addthis_url = ‘http%3A%2F%2Fwww.ucufutsal.com%2Fmortgage-services%2Fhow-do-i-know-if-my-mortgage-is-securitized-by-freddie-or-fannie’; addthis_title = ‘How+do+I+know+if+my+mortgage+is+securitized+by+freddie+or+fannie%3F’; addthis_pub = ”;

Today I am having my house surveyed, does this mean that I am definitely going to be offered a mortgage with the Phoenix Mortgage Service. I have debt but lots of equity and only £20,000 on my Halifax mortgage left. I also applied for an Ocean Mortgage through Egg.com – any comments /advice would be [...]

A mortgage is an encumberement on a property, which represents the money borrowed to assist with the purchase of the property. To qualify for a real estate mortgage in the U.S. you need to have the following:- 1) Source of income – your eligible loan amount is tied to your level of income i.e. wage, [...]

I am thinking of buying a flat in London. However, this is the first time I am dealing with this topic and I do not know much about it. I need to find out how much I can borrow. Do you know any good financial advisor or mortgage advisor who can give me this information? [...]

I was behind on my mortgage for a few months when I began to receive mortgage counseling service offers through the mail. I’ve seen, on TV, a lot sneaky scams being done to people who give their money to people who say they’re going to help, only to never hear from them again. What do [...]

I’ve seen a couple of people state this. That they have a mortgage through a servicing company. They can not refinance is one complaint. And it does not get reported to the credit bureaus. Any info on what it is will be nice – I’m clueless. http://loanrefinanceadvice.com/refinance-programs/ has everything you need to know about refinancing, [...]

I have heard that over 40% of Adjustable Rate Mortgages currently on the books have had errors in the past when re-calculating at adjustment periods, and it is not funny that the errors always tend to favor the lender. I have been told that a company named “Mortgage Monitor Financial Services” analyzes your ARM for [...]