My husband and I are first time home buyers. We are looking to get a mortgage from our Bank (Bank of Oklahoma) we have positive standing with them. We have decent credit, we’ve always rented and had outstanding rental history. I’m currently carrying a note in my name for a car which has 13 months of payments left.
What do I need to do to get a mortgage from our bank? Any advice, i’m completely clueless on where to begin. What would increase our chances for getting approved?
seek a pre-qual letter from them. That is all at this stage.
seek a pre-qual letter from them. That is all at this stage.
References :
RE broker