I recently had an issue with my uncle, who happened to know everything there was to know about my mortgage on my home. How is this possible? Is this information public record, and if so, why?
Once the lender records the note against the property it became public info to place all others on notice that the land in question has an encumbrance upon it
The name of the lender and the amount is public info within the county tax records
Sure you just go to the County Office of Deeds and Records. Look up the need and your mortgage lender is listed. But that is all that is listed just the name. Sounds like your Uncle has been snooping through your personal papers
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Not the specific amount of mortgage but the price you paid for the home, the current assessed price and the property tax information IS public info.
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Once the lender records the note against the property it became public info to place all others on notice that the land in question has an encumbrance upon it
The name of the lender and the amount is public info within the county tax records
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Certain items ARE available via public record. Many local land offices make available the amount of the mortgage taken, when it was taken, and the name of the lender who holds the lien on the property by virtue of said mortgage loan. However, information as to your interest rate, monthly payments and how you have handled your payments is strictly confidential between you and the lender.
You do not indicate exactly what your uncle had in terms of such information.
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It varies from state to state, but yes typically any one can go to the county records type in a persons name and a list of all properties that person owns will pop up. usually with mortgage holders names and balances. some states dont say what the property recently sold for ,but some do. you can look back at past sales to see what loans were recorded and when and for how much.
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