I have had a mortgage app approved but I was just wondering why you have to input your national insurance number? Is there anything they can find out from the number itself? Would lenders have access to any records from the number?
The mortgage I have been approved for is self cert so I declare my own income.
Is there some database then where they can input the number and it would confirm your name?
Its just a way they can confirm who you are, they don’t use it to gather any information so it isn’t anything for you to worry about.
Why do you need to input national insurance number on mortgage application? UK?
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Its just a way they can confirm who you are, they don’t use it to gather any information so it isn’t anything for you to worry about.
References :
I work for a mortgage broker
Could be a remnant from the days when tax relief was given on mortgages. This Government won’t bring that back, but a future Government might.
References :
Retired tax office employee.