Has anyone had any luck with Wells Fargo RE-modification loan?

Can you get that for people who were laid off work?
Wells Fargo is offering a lower payment for three months then to check into re-modifing my loan. Why can they NOT re-modify today? I am scared I will agree to something crazy and be stuck in a worse situation than before…. Should I take the help now even though I am not late on any payments? I want to stay above water here but doing it the right way! HELP!

You should probably take it, there are no strings attached. However go into the local Wells Fargo real estate department and talk face-to-face with a loan officer.

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  1. You should probably take it, there are no strings attached. However go into the local Wells Fargo real estate department and talk face-to-face with a loan officer.
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